I'm Dona Jeka — a Certified Mortgage Advisor in Meridian, Idaho, with 30+ years of experience. My approach is simple: meet you where you are, listen to what matters most, and find the path that fits — with calm guidance, clear communication, and zero pressure.
Applying takes just a few minutes — no obligation, and I'll personally guide you from there.
Pick what feels right — I'll take it from there.
Based in Meridian, Idaho, I've spent more than 30 years helping buyers and homeowners across Idaho and Oregon. From first-time buyers finding their footing to seasoned investors growing their portfolios, I tailor each strategy to fit your goals and your life — always with clarity, care, and compassion.
I also have a special heart for seniors, offering free reverse-mortgage assessments to help you explore your options for financial independence and peace of mind. Whatever season you are in, you will have a trusted advisor who brings calm, clarity, and honesty to every step.
You're never handed off to a call center — you work with us. Two seasoned pros, licensed in Idaho & Oregon, who treat your timeline like our own.
NMLS #13100 · Idaho & Oregon
30+ years guiding first-time buyers, investors, and seniors with calm, clear advice — including free reverse-mortgage assessments for those weighing their options in retirement.
Apply with Dona
NMLS #34663 · Idaho & Oregon
31 years in the business — loan officer, processor, and beyond, so very little surprises her. Hands-on from your first question to the closing table, and known for keeping you in the loop every step of the way.
Apply with LorieFirst place, forever home, or a fresh start — let's find the fit that's right for you.
New to this? That's completely normal — we'll walk every step together, at your pace.
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Lower your rate, tap equity, or grow into more room to gather.
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Grab my free homeowner packet and learn at your own pace.
Get the packetAnswer a few quick questions and I'll point you to the path that fits — instantly, no email required to start.
First-time buyer, veteran, self-employed, investor, or moving up — there's a program made for you. Tap any card to see how it works.
Flexible terms for primary, second, or investment homes.
Low down payment & flexible credit — perfect for starting out.
For those who served — zero down, no PMI, great rates.
Zero down for eligible rural & suburban Idaho areas.
Financing beyond conforming limits for higher-value homes.
One loan to buy (or refi) and make it truly yours.
Built for business owners whose taxes don't tell the whole story.
Qualify on 12–24 months of deposits — no tax returns needed.
Qualify on the rent, not your income. Close in an LLC and scale.
Use your savings & investments to qualify — great for retirees.
Homeownership for borrowers who file taxes with an ITIN.
Estimate a payment or what you can comfortably afford. Real terms come from a friendly chat.
No scare tactics — just real numbers with assumptions you control. Sometimes waiting is right; this helps you decide with your eyes open.
Everything I wish every buyer had before they start — beautifully branded, and delivered straight to your inbox.
No spam — just helpful, and a note from me. Preview the packet →
✨ Rather build your own? Pick the exact topics that matter to you and download a personalized guide PDF.
Build my own guide →The best part of my job is the people. Here's what a few of them have said about working with me. 🤍
of guiding Idaho & Oregon families home
Get started with Dona →Dona Jeka, Certified Mortgage Advisor · NMLS #13100
Tell me a little about you and I'll reach out personally — no pressure, just a warm, honest conversation.