I'm Dona Jeka — a Certified Mortgage Advisor in Meridian, Idaho, with 30 years of experience. Buying or refinancing should feel steady and clear. I'll guide you through every step with straight answers, real numbers, and zero pressure.
Applying takes just a few minutes — no obligation, and I'll personally guide you from there.
Pick what feels right — I'll take it from there.
Based in Meridian, Idaho, I've spent more than 30 years helping buyers and homeowners across Idaho and Oregon. I'm known for a calm, steady presence and clear communication that takes the stress out of what can feel like an overwhelming process.
I also have a special heart for seniors, offering free reverse-mortgage assessments for anyone weighing their options in retirement. Whatever season you're in, you'll get warmth, straight answers, and three decades of hard-won know-how.
You're never handed off to a call center — you work with us. Two seasoned pros, licensed in Idaho & Oregon, who treat your timeline like our own.
NMLS #13100 · Idaho & Oregon
30+ years guiding first-time buyers, investors, and seniors with calm, clear advice — including free reverse-mortgage assessments for those weighing their options in retirement.
Apply with Dona
NMLS #34663 · Idaho & Oregon
31 years in the business — loan officer, processor, and beyond, so very little surprises her. Hands-on from your first question to the closing table, and known for keeping you in the loop every step of the way.
Apply with LorieFirst porch, forever home, or a fresh start — let's find the right fit.
Answer a few cozy questions and I'll point you to the path that fits — instantly, no email required to start.
First-time buyer, veteran, self-employed, investor, or moving up — there's a program made for you. Tap any card to see how it works.
Flexible terms for primary, second, or investment homes.
Low down payment & flexible credit — perfect for starting out.
For those who served — zero down, no PMI, great rates.
Zero down for eligible rural & suburban Idaho areas.
Financing beyond conforming limits for higher-value homes.
One loan to buy (or refi) and make it truly yours.
Built for business owners whose taxes don't tell the whole story.
Qualify on 12–24 months of deposits — no tax returns needed.
Qualify on the rent, not your income. Close in an LLC and scale.
Use your savings & investments to qualify — great for retirees.
Homeownership for borrowers who file taxes with an ITIN.
Estimate a payment or what you can comfortably afford. Real terms come from a friendly chat.
No scare tactics — just real numbers with assumptions you control. Sometimes waiting is right; this helps you decide with your eyes open.
Everything I wish every buyer had before they start — beautifully branded, and delivered straight to your inbox.
No spam — just helpful, and a note from me. Preview the packet →
✨ Rather build your own? Pick the exact topics that matter to you and download a personalized guide PDF.
Build my own guide →The best part of my job is the people. Here's what a few of them have said about working with me. 🤍
of guiding Idaho & Oregon families home
Get started with Dona →Dona Jeka, Certified Mortgage Advisor · NMLS #13100
Tell me a little about you and I'll reach out personally — no pressure, just a warm, honest conversation.
